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Review of the 118 118 Money, Credit card:

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Great card for building up your credit rating.

I needed a credit card to help me build up my credit rating and this card helped me do so. I found it easy to apply for and there was a lot of helpful information and guidance along the way. I downloaded the app and this was beneficial in keeping on top of your finances and letting you track purchases. I personally would rate 118 as there customer service is excellent. Reviewed on: 20th April 2026

Review of the StepChange, Debt advice:

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Stepchange heroes

I was drowning in debt no matter how much I tried to climb out of it. I was depressed and didn't see a way out until I contacted Stepchange. I can definitely say they saved my life. I was overwhelmed at first trying to sort all my finances out, but they made it so easy and helped me through every process. I did a DMP and am 4 months away from being debt free. They also have useful information and help so you don't get your into this financial position again. Would I recommend Stepchange? 100% yes. I really can't thank them enough. Reviewed on: 23rd May 2025

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