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David Sedgwick

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Review of the PayPal, PayPal Credit:

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Zero % for four months vs 4.5 % interest on savings.

Zero % for four months, my money gets 4.5% in the bank can’t argue with the figure s, so it’s no brainer, Keep the money in the bank and pay the credit when it’s near its 4 month limit. Reviewed on: 8th June 2026

Review of the PayPal, PayPal Credit:

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Free money from PayPal.

Get interest on the money in the bank then pay your PayPal credit balance before any interest is due on it. it’s a no brainer and works great for those expensive items. I’ve spent thousands of pounds and have never paid a penny in interest, the golden rule literally is never spend money that you haven’t got and you can’t lose. Reviewed on: 26th May 2025

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