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Kelvin

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Review of the PayPal, PayPal Credit:

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Only get PayPal credit if you have tried all other a...

Only get PayPal credit if you have tried all other alternatives with very low interest rate and found none. I never wanted to use it, but at the time I got it I read that there wasn't going to be interest. Until later it was updated that certain interest were going to be paid. You pay a certain amount in a month and find out the interest taken from what you have paid is big. So if you're not careful it might take you very long to clear as little as £1,000 pounds. If you do not need it and can do without it please do not take it, as at the time I took it my entire household was in financial jeopardy and I couldn't feed my three kids and wife as I had just lost everything then, and at that time the paypal credit was a saving grace. If you're not in dire need please avoid it, but if you are in dire need then go for it. Reviewed on: 27th May 2025

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