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Review of the PayPal, PayPal Credit:

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User friendly borrowing ft. Refund drama

I'l have had issues claiming back refunds for purchases used with PayPal in the past due to an error which fails to recognise my address matching that of my bank account. I however find PayPal credit fairly easy to obtain and the service is straight forward; eg early repayment. There is some concern over automatic payments being taken on the days agreed. However, the opportunity to pay the loan back at whim seems to negate this so far! Reviewed on: 28th May 2025

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