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Adeyemi Aworeni

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Review of the London Capital Credit Union, Savings:

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When you took money out before our pay day and it wi...

When you took money out before our pay day and it will take you another 25 days for the money to reflect in out capital account balance . Moreover your interest rate is not fair , it better to go the bank rather to borrow money from you guys and getting money from you take a long process that actual bank Reviewed on: 13th June 2025

Reply from London Capital Credit Union Hi Adeyemi, Thank you so much for taking the time to share your experience with us. As a credit union, our approach differs from that of a traditional bank—we’re not here to compete with banks, but to offer a unique service focused on our members’ financial well-being. One of the special features of our loans is that your repayments are split between your loan and your savings. This means that every time you make a payment, you’re not only reducing your loan balance but also steadily building up your own savings pot for the future. We also want to be transparent about our processes. While our withdrawal transfers are not instant, we are committed to ensuring that all transfers are completed by the end of the working day. If you ever need to access your salary deduction before it appears in your credit union account, you can simply provide your payslip showing the deduction, and we’ll do our best to process your withdrawal as quickly as possible. We are always listening and looking for ways to improve our service. Your feedback is invaluable in helping us serve you better. If you have any further concerns or suggestions, please don’t hesitate to reach out to our member services team. Response date: 16th June 2025

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