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Charlotte N

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Review of the HEY Credit Union, Loans:

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Best value around. Seriously.

Best value around. Seriously. So they have different loan products but you can do one where you pay less interest by keeping your savings in there, which still qualify for the dividend payments at the same time. So these loans are seriously cheap. And the terms are great - loan periods can be longer, and no repayment charges. The repayment dates work around you as well (fortnightly for me). I don't know anywhere else that is as flexible, or personable. Real people helped me. In person. It doesn't make any sense to go anywhere else. Reviewed on: 25th June 2025

Review of the HEY Credit Union, Savings:

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Best personal service.

Best personal service. It's really nice being able to speak to real human beings to manage everything. They do dividend payments rather than savings interest, but really the main gain is the fact you can use your savings to reduce loan interest. But those savings still attract the dividend while they're offsetting a loan. So it really is a no trainer to use these guys. They also offer a Christmas layaway, which is a great option, but it's uk to you what other savings 'pots' you have. Simply what you need and nothing you don't. Reviewed on: 25th June 2025

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