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Review of the Northern Community Bank (formerly Pennine Community Credit Union), Loans:

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Loans without credit checks.

I love that they offer a payroll loan without a hard credit check. My credit score is abysmal- due to bad decisions at a younger age and phone anxiety, my credit score is very poor to say the least. This payroll loan was a god send when my personal circumstances were dire. I just wish there was more loans accessible to help those with bad credit but that want to do something about it. Even if it’s to deduct the repayments directly from the employer. However, compared to other banks, this is a wonderful initiative. Reviewed on: 30th June 2025

Reply from Northern Community Bank (formerly Pennine Community Credit Union) Hi Hana, Thank you so much for taking the time to tell us about your experience with PCCU. We are delighted that this was a positive experience for you. All feedback is gratefully received and helps us to continuously improve the service and products we offer our members. Many thanks! Response date: 1st July 2025

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