Dineshi D's community profile page

Write a review

Newsletter

Go to business site

Viewing profile for,

Dineshi D

Total reviews written

Helpful marks given to their reviews

Times reviews seen

All reviews (1)

Review of the Zable, Credit card:

View on product page

Build Your Credit with Confidence

1. Credit Limit • Typical starting limit: £100–£1,200. • Gradual increases upon responsible usage and on-time repayments. 2. No Interest if Paid On Time • Works like a charge card – no interest charged if paid in full each month. • Helps avoid debt spirals common with standard credit cards. 3. Credit Building • Payments are reported to major credit reference agencies (Experian, Equifax, TransUnion). • Many users report improved scores within 3–6 months with disciplined use. 4. Fast Application & Approval • Soft eligibility check first (no impact on credit score). • Quick decisions within minutes for most applicants. 5. Ease of Use • Managed entirely via the app, which is modern and simple. • Allows for balance checking, repayment setup, and viewing spending history seamlessly. 6. Customer Experience • Generally positive feedback for simple onboarding and transparency. • Some negative reviews cite: • Delays in customer support response. • Small initial credit limits not matching expectations. 7. No Hard Credit Check for Eligibility • Many appreciate the initial soft search, reducing the fear of rejection damaging their credit file. You must repay in full each month (similar to Amex charge cards) to avoid declined transactions, as it is not a revolving credit card. • It is not suitable for carrying balances, as it is designed purely to build credit with disciplined monthly repayment. • Some users expected higher limits or rewards but it focuses solely on credit building rather than perks. • People with thin or poor credit files. • Those looking to improve their score before applying for loans, mortgages, or better credit cards. • Individuals disciplined enough to repay in full monthly.Zable (previously known as Pockit) offers a credit builder card in the UK. It is designed for people with poor or no credit history, helping them build credit while offering limited credit facilities. Reviewed on: 12th July 2025

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.