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Dave S

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Review of the Zopa, Current account:

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The best of nearly everything in one app?

I now have a bank account with debit card, interest and other bonuses including cashback on direct debits, as well as custom savings pots with higher interest plus boosted pots (lockup periods) with even higher interest, and ISA pots with competitive interest rates, all in one app. The only piece in missing is a credit card because at the moment the rates on my old one are still better, but I expect that to change eventually. I have almost everything in one place, with more flexibility and almost without compromise. Reviewed on: 15th January 2026

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