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Review of the Zopa, Current account:

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Easy, excellent savings options with bonus rates

The savings rates are really good and I have recommended Zopa to family, a few have taken it up for the good rates and introductory offer. The rates do drop quite quickly on some accounts but that is pretty normal with any bank. The card and services are easy to use, I’ve only had one online transaction declined with no reason given but after that it has worked fine. Overall very good. Reviewed on: 15th January 2026

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