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Review of the Zopa, Current account:

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Most banks are only good at one or two things....

Cashback on bills, competitive interest rates, customer service, app features / ease of use... but Zopa excel all round. Good rates on cashback (no monthly selections or crazy caveats - all automated) some of the best interest rates for current and savings accounts and their customer service has always been exceptional (Ive been a customer since before they were a bank). Reviewed on: 9th February 2026

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