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MollyR

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All reviews (14)

Review of the Post Office, Credit Card:

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Best card for use abroad

This is an essential card when travelling abroad - you can use it in any country's currency, and there are no heavy charges to convert it to sterling. Of course the balance should be paid off every month to avoid paying interest, but since you will have included this in the budgetting of your holiday it should not be a problem. Reviewed on: 23rd April 2016

Review of the first direct, Current Account:

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Quite simply, they get it right

They provide everything I want from a current account. It is run efficiently, there are no data security problems, I can control every little thing online, and my finances run smoothly and easily. Reviewed on: 20th November 2015

Review of the first direct, Current Account:

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I wouldn't leave them for anything

I have been with First Direct since shortly after they started, as an offshoot of the then Midland Bank. Initially it was a matter of telephone banking, but it wasn't long before I could manage my accounts online, and since then I have never looked back. Their customer service and call centre are second to none; their Regular Savings Account (open only to current account holders) offers a superb 6% interest; and although I use Santander's 123 account as a savings account for better interest on lump sums, no offer could tempt me to leave First Direct as my primary bank. Reviewed on: 12th August 2015

Review of the Santander, 123 Current Account (discontinued):

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Best rate of interest around

The Santander 123 account offers the best rate of interest around. If you have between £3000 and £20000 in it, you will get 3% interest on your money - better than any instant-access cash ISA, even taxing tax into account. You have to pay in a minimum of £500 a month, and there is a £2 per month charge; but this is easily offset by the cashback you get on direct debits for utilities, council tax etc. Thoroughly recommended! Reviewed on: 12th August 2015

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