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Review of the Chip, Cash ISA:

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Very reliable

I opened a cash ISA with Chip because the initial interest rate was excellent. Although it has now fallen, I have stayed with them because I can use it like a regular bank account, taking money out and putting it back in several times a month. Money is always credited instantly and transfers out also arrive instantly. Chip are very reliable. Reviewed on: 11th February 2026

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