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Lianne W

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Review of the Monzo, Current account:

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Forward thinking modern banking

Never had a problem with Monzo but it's more than that, they have really forward thinking approach. I particularly love bill spilt and running split functions. The cashback offers aren't just token ones like most banks, they're often for places we actually use! I used to be with Lloyds and all the cashback offers were for places you'd never heard of and you had to jump through hoops to use it. Monzo make it all really simple. No fees abroad is fantastic too. You'd think this would be standard now but a lot of banks it's not. Whilst I can't imagine I'll ever win, the double your salary competition each month is a lovely idea. Reviewed on: 20th February 2026

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