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Edwin

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Review of the PayPal, PayPal Credit:

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Perfect for spreading costs on mid-sized purchases

I have been using PayPal Credit and it acts as an excellent medium-term buffer for my online shopping. The standout feature is definitely the rolling 4 months of 0% interest on any basket over £99. It allows me to easily spread the cost of mid-sized purchases without touching my main bank balance or paying a penny in interest. It is seamlessly integrated into almost every online checkout, making it incredibly convenient to manage cash flow. Reviewed on: 22nd April 2026

Review of the NewDay, Aqua credit cards:

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Best Card I got!

Great! Easy and a reliable. High credit limit start. Transactions managed in the app easily. Reviewed on: 25th February 2026

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