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Paul Ludlow

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Review of the Kroo, Current account:

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Kroo Bank The Best of Both Worlds

I’ve been using Kroo for a while now, and it’s easily one of the most seamless banking experiences I’ve had. If you are looking for a "no-fuss" digital bank that actually rewards you for keeping money in your current account, this is it. What Stands Out Impressive Interest Rates: Unlike the "Big Four" banks, Kroo offers a highly competitive interest rate on your entire current account balance. You don't have to jump through hoops or move money into sub-accounts to start earning. User Experience: The app is clean, intuitive, and doesn't feel cluttered with unnecessary "lifestyle" features. It’s built for banking, and it does that job brilliantly. Fee-Free Spending Abroad: Taking the card abroad is a breeze with no hidden exchange fees, making it a solid travel companion. Social Conscience: Their commitment to planting trees for new customers is a refreshing touch in the fintech space. The Verdict Kroo offers a great all-round service that challenges the need for a separate savings account. It’s reliable, transparent, and financially rewarding from day one. Would highly recommend to anyone looking to modernize their finances. Reviewed on: 3rd March 2026

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