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Aaron C

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Review of the Kroo, Current account:

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Interest Paying Current Account

I switched to using Kroo Bank’s current account mainly because of their advertised tracker interest rate (1.10% below the Bank of England base rate), which is rare these days for current accounts and I found this a very appealing offer. The account was easy to set up, and the app interface is clean and straightforward. Everything has worked smoothly so far, and I appreciate the transparency around rates. One area for improvement is the spending insights – they could be more detailed. Compared to Starling Bank, Kroo offers fewer categories and doesn’t allow you to change a transaction category yourself, which would make budgeting much easier. Overall, a promising alternative to traditional banks, especially if you’re looking to earn interest on your current account balance. Hopefully, they continue to innovate and improve their account features over time Reviewed on: 3rd March 2026

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