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Mal J

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Review of the Vanquis, Credit builder credit card:

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Where to start?

Where to start? Many people receive a poor credit rating not because of mismanagement of their income/expenditure, but it can be resultant of outside influences. Mine was a car crash, so loss of self employability, this then followed by associated health issues. Prior to this, I could have pretty much borrowed what I wanted, when I wanted from main stream banks. Held a very success American Express account also. All were very quick to turn their backs and support was negligible. Vanquish restored my faith in "the system", I proved that they could trust in my ability to control my account and my credit rating flourished as a result. Would recommend Vanquish to anyone and everyone. Even though I could now resume my relationship with my previous bankers, my loyalty is to who supported me when I most needed it. Reviewed on: 19th May 2026

Review of the Lendable, Personal loan:

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Sometimes people need a loan but their credit rating...

Sometimes people need a loan but their credit rating is not the best, but there is reason for the poor rating. It is not always the poor money management of that individual, but an adverse circumstance. The main street banks/loan companies soon turn their backs on long term customers. My credit rating us now great, but a "mainstream" bank will never have my business again. Reviewed on: 6th March 2026

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