Smart Money People Logo
User profile avatar

Viewing profile for,

Richard O

4

Total reviews written

0

Helpful marks given to their reviews

3

Times reviews seen

All reviews (4)
Review of the Lendable, Personal loan:
View on product page

Borrowed some money interest rates not the best but...

4
Borrowed some money interest rates not the best but not the worst could be better Reviewed on: 18th April 2026
Reply from Lendable Dear Richard, Thank you for sharing your review. We are pleased to hear that we were able to assist you with your borrowing needs and that you found our service to be a viable option. Regarding your feedback on our interest rates, Lendable utilizes a risk-based pricing model. This means that the rates we offer are personalised and determined by several factors, including an individual’s unique credit profile and a comprehensive affordability assessment. This approach allows us to provide tailored loan offers while ensuring we are lending responsibly and sustainably based on a customer's specific circumstances at the time of their application. For your security and privacy, we cannot discuss the specific details of your interest rate, your credit assessment, or your account on this public forum. We strive to maintain full transparency by ensuring all costs and terms are clearly displayed during the application stage to help our customers make informed financial choices. If you have any specific questions about your agreement or would like to discuss this further, please do not hesitate to contact our team directly at [email protected]. Best regards, The Lendable Team Response date: 19th April 2026
Lendable Logo
Lendable
Review of the PayPal, PayPal Credit:
View on product page

Generally PayPal credit is helpful

4
Generally PayPal credit is helpful Reviewed on: 17th April 2026
Review of the Abound, Personal loans:
View on product page

Borrowed money.

3
Borrowed money. Interest rates not good but not bad. Ok Reviewed on: 13th April 2026
Review of the Lendable, Personal loan:
View on product page

Borrowed some money.

3
Borrowed some money. Loans are always expensive to pay back so can never give 5* Reviewed on: 8th March 2026
Reply from Lendable Hello Richard, Thank you for your review and for choosing Lendable. We appreciate your honesty regarding the costs associated with borrowing and understand that the total interest paid is a significant factor in how you view any financial service. At Lendable, our interest rates are risk-based, meaning they are tailored to an individual’s unique credit profile and financial circumstances at the time of their application. Our goal is to provide transparent pricing that reflects these factors while ensuring we meet our obligations as a responsible lender. We ensure that the total cost of credit is clearly displayed upfront in our loan agreements so that every customer can make an informed decision before proceeding. For security and data privacy reasons, we cannot discuss your specific interest rate, repayment terms, or account details on this public forum. We are committed to maintaining the total confidentiality of your personal financial information. We are always looking for ways to improve our value and service. If you have any specific questions about your account or your repayment plan, please feel free to reach out to us at [email protected]. Best regards, The Lendable Team Response date: 13th April 2026
Lendable Logo
Lendable

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.

Collage of people