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Review of the Lendable, Personal loan:

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I have used lendable a few times now when faced with...

I have used lendable a few times now when faced with emergency situations such as dental care and loss of earnings through unemployment. It is a very easy, straightforward process with money in your account within 10 minutes. My interest rate is high which I know is my fault due to my credit score and you can have multiple loans at the same time. Whenever I had to contact customer services they were responsive and helpful. The reason I selected 7 for would you recommend to someone else is because Loans are a fast way to get in a mess that takes years to pay off and resolve and people should avoid where possible. My issue was that my bank would not give me a loan despite a good credit rating at the time so I had to opt for a high interest loan with lendable instead. Reviewed on: 10th March 2026

Reply from Lendable Hello, Thank you for providing such a candid and detailed review of your experiences. We are pleased to hear that we could support you during difficult periods, such as managing dental care and navigating unemployment, and that our team provided responsive and helpful service. Regarding your comments on pricing and eligibility, Lendable utilizes a risk-based pricing model. This means the APR and loan offers are personalized based on a variety of factors, including an individual’s unique credit profile and a comprehensive affordability assessment. This approach often allows us to provide credit to customers who may have been declined by traditional banks, though the rates offered will reflect the specific risk profile at the time of application. We also appreciate your perspective on responsible borrowing. We agree that taking out a loan is a significant financial commitment. To support this, our policy is to ensure that all costs, including the total amount payable, are clearly displayed upfront so customers can make informed decisions. Furthermore, every application—even for returning customers—undergoes a fresh affordability check to ensure we are lending sustainably. For your security and privacy, we cannot discuss the specific details of your interest rates, your credit assessment, or your account history on this public forum. We are committed to data protection and ensuring all financial discussions are handled through secure channels. If you have any questions about your current agreements or would like to discuss your repayment plan, please reach out to our team at [email protected]. Best regards, The Lendable Team Response date: 19th April 2026

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