Aidan's community profile page - Smart Money People

Write a review

Newsletter

Go to business site

Viewing profile for,

Aidan

Total reviews written

Helpful marks given to their reviews

Times reviews seen

All reviews (1)

Review of the Lendable, Personal loan:

View on product page

My apr rate is high and one thing I wish you can add...

My apr rate is high and one thing I wish you can add is when you put overpayments on you can choose to get the monthly payment down as much as you can the term cause abound lets you do that Reviewed on: 15th March 2026

Reply from Lendable Dear Aidan, Thank you for your four-star review and for providing such constructive feedback regarding our overpayment options. We understand your concerns regarding your APR and your preference for more flexibility in how overpayments are applied. At Lendable, our interest rates are personalized based on an individual’s credit profile and a comprehensive assessment of affordability. Regarding overpayments, our standard process is to apply these to the outstanding capital balance, which reduces the total interest you pay and shortens the overall loan term. While we currently focus on term reduction, we are always looking for ways to enhance our features based on customer suggestions like yours. For security and privacy reasons, we cannot discuss the specific details of your loan, your interest rate, or your repayment schedule on this public forum. We take the protection of your personal and financial data very seriously. If you would like to discuss your specific repayment options or have any questions about your account, please reach out to our team directly at [email protected]. Kind regards, The Lendable Team Response date: 14th April 2026

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.