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Blessen (blessensailor)

3

Total reviews written

0

Helpful marks given to their reviews

7

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All reviews (3)
Review of the Abound, Personal loans:
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Worst customer service

1
I am extremely disappointed with my experience with Abound. I had been an Abound customer for around two years and maintained my loan responsibly. I never missed a payment, had no negative marks on my credit file, and recently repaid my loan in full. While I still had my loan, I noticed through Credit Karma that Abound was advertising loans at 9.2% APR, while I was paying 14.65% APR and had paid approximately £800 in loan fees when I originally took out the loan. When I asked if they could reduce my interest rate or combine my existing balance with a £9,000 top-up at the lower advertised rate, they refused and instead offered me a top-up at 14.9% APR. I then applied for a new loan but was told that I could not have two loan accounts and would first need to repay my existing loan before submitting a new application. I followed their advice, repaid my loan in full, and then reapplied. To my surprise, my application was rejected, with the explanation that, "as a responsible lender," they could not offer me a new loan. This was extremely frustrating. I had an excellent repayment history with Abound, never missed a payment, had no adverse credit history, and had just settled my loan in full. It seems unfair to advise a customer to clear their existing loan before reapplying, only to reject the new application afterwards. My biggest concern is that Abound advertises attractive rates to new customers while existing loyal customers continue paying much higher interest rates and fees, with little opportunity to benefit from those lower rates when requesting a top-up or refinance. Based on my personal experience, I found the interest rates and fees to be poor value, and the lending process lacked transparency and consistency. I expected better treatment as a loyal customer with a strong repayment record. Reviewed on: 17th July 2026
Review of the Abound, Personal loans:
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Quick & Easy online Loan with no burden

5
Quick online process. Money reached account in less than 12 hours. To say I couldn't believe i have it in my account. Easy to access account details online. Everything in your fingertip. No middleman, no phone calls. Simply simple. Reviewed on: 15th April 2026
Review of the Abound, Personal loans:
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Quick loan Approval and quick Credit of money.

5
I got a quick decision for personal loan at a reasonable interest. Money came to account in less than 12 hours. To say I was surprised how quick they credited money to my account. Application process was easy. Easy to access your account online with all required details available. Highly recommend. Reviewed on: 25th March 2026

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