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Tochukwu

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Review of the 118 118 Money, Credit card:

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it easy to apply and it helped improve credit score

I have been using the credit card for some while now and I have a few good bits about it 1. Very simple fee structure, no annual fee, no foreign transaction fees., 2. Easier approval than mainstream cards., 3. Helps build credit if used properly. 4. Decent usability abroad, no FX fees when spending overseas the downsides 1. Very high interest rate around 49% APR 2. No perks or rewards. 3. Low starting credit limit, often starts around £500 4. Cash withdrawals are costly, high interest + ~5% fee Reviewed on: 20th April 2026

Review of the 118 118 Money, Personal loan:

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It has been a wonderful experience and their service...

It has been a wonderful experience and their services are great. Reviewed on: 30th March 2026

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