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Review of the 118 118 Money, Credit card:

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The 118 118 Money Credit Card is good for beginners...

The 118 118 Money Credit Card is good for beginners trying to build credit. It’s easy to get approved and simple to use. But the credit limit is very low and hard to increase. You can’t safely use more than 25–30% of the limit. If you spend more, your credit score can drop even if you pay on time. Overall, it’s good short-term but not for long-term use. Reviewed on: 31st March 2026

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