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Tom Barnes

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Review of the Etika, Buy Now Pay Later:

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Reliable and trustworthy

I use Afforditnow with Vitality - so I was reluctant to use a 'loan' type scheme as someone who doesn't tend to borrow money (two credit cards with zero balance, and no overdraft. However, their setup experience is very reassuring. The checks they make are measured and necessary, but do not cross the line. My activity means that I hit my Vitality rewards threshold every month, so I just 'pay' b activity, I've never actually parted with any cash! And I'm healthier for it! Reviewed on: 5th June 2019

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