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Tariq Hussain

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Review of the Everyday Loans, Personal Loan:

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A great service, particularly for consolidation purposes in order to get a fresh start to a streamlined financial lifestyle.

Whilst Everyday Loans may benefit various types of customers, I for one benefited from them in a desperate time of need. My debts were piling up due to falling in to a cycle of short term loans and credit card bills. As you can imagine my credit score would have been pretty low due to the amount of financial obligations I had. I contacted Everyday Loans, I was asked to come in to one of their branches to have a fave to face meeting. My meeting was at a Birmingham branch with an advisor named Gus. Very helpful, he did a thorough financial check, asked all the relevant questions, explained the terms of the loan in as much detail as possible. At the same time being completely honest that compared to a hight street bank their interest rates would be higher. Which is understandable as their typical market is the customer who cannot obtain a loan from a hight street bank. He also advised me that 12 months in to my loan term, I should be eligible to obtain a loan from a bank at perhaps a lower interest rate. I accepted a loan of £3700.00 over 5 years. A lot of financial strain was lifted from me instantly as well the stress that come with it. My advisor also made it his responsibility that part of my loan is used for the correct purpose by requesting evidence that my debts I wanted to consolidate were paid off. I found this to be a great touch in the service provided. As promised, a year later, I was accepted for a loan at a lower interest rate from a bank, I then consolidated my Everyday Loans loan with the loan I got from my bank at a lower interest rate meaning my monthly loan payment was reduced further. Great service! Reviewed on: 6th June 2019

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