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Review of the M&S Bank - Marks and Spencer, Current Account:

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Ideal for big M&S spenders

I was persuaded to sign up by switching from another current account that i ditched due to my increased spending in M&S for which i wanted to collect more loyalty rewards from my spending there.The free £100 gift card was certainly a sweetener for me and is an incentive that many of the providers are offering at the moment of a similar level.I cannot fault the application process or the time it took to open and thankfully the transfer was hassle free without problems. Reviewed on: 26th August 2015

Review of the Lloyds Bank, Club Lloyds Current Account:

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One of the best interest paying accounts on the market.

If you are looking for an account to get a decent interest rate on,the Club Lloyds account is a good choice paying a rate of 4% on balances of £4-5k,certainly beating any of the regular savings accounts on the market despite itself being a current account.This account is also unique in offering annual lifestyle benefits i.e. cinema tickets/magazine subscription which is a first from a bank account for me, but great combined with the the high interest rate. Reviewed on: 26th August 2015

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