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Review of the The Co-operative Bank, Current Account:

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No friils accounts that do what they are supposed to do!

Despite not having the best rates on the market, they have a good overdraft facility which we occasionally use. The ethical stance is something which will appeal to a number of people and is not available elsewhere. I have unfortunately in the past been the victim of fraud, but they very quickly dealt with it, refunding the disputed transactions quickly. Depending on your circumstances, this could be right for you - some accounts suit different people, but I would say it's good value if you need a regular overdraft facility (within your agreed limit). If not, there are probably other products more suited to you that pay higher rates of in-credit interest. Reviewed on: 27th August 2015

Review of the Halifax, Everyday Saver:

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Very helpful counter staff in my local branch

Halifax have a good range of products like many of the big banks, but I have found the staff in their branches very helpful on more than one occasion. Whether it be opening new accounts or the more unusual task of ensuring a maturing account gets transferred to a specific account on maturity they seem to be very efficient. A mistake was made on opening my account but a subsequent visit quickly sorted it out. I also like the fact that they have separate staff by the door to help with enquiries rather than having to queue up at the paying in counters. Reviewed on: 27th August 2015

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