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Reinaldo A

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Review of the Abound, Personal loans:

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Abound Loans My Review

I turned to Abound after being turned down by my bank, and I'm glad I did. The application was entirely online and took just minutes I had the money in my account within hours of being approved, which was impressive. What I liked most is that they don't just look at your credit score. They use Open Banking to assess what you actually earn and spend, which felt much fairer. The repayment flexibility is a real bonus too you can pay more when you're able, or request a payment holiday if things get tight. The main downside is the interest rate. It's on the higher side, so if your credit is in good shape, it's worth checking mainstream lenders first. I also found the ID verification process a little drawn out, but nothing too painful. Overall, if you've been rejected elsewhere and need funds quickly, Abound is well worth considering. Just go in with your eyes open on the cost of borrowing. Reviewed on: 13th April 2026

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