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Gareth Dennett

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Review of the Santander, 123 Current Account (discontinued):

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A good interest rate plus cash back

Easy account opening procedure, by setting up the right direct debits you can cover the monthly account fee from the cash back and achieve a decent interest rate on up to £20k. Only negative is that they were unduly harsh in cutting the rate from 3% to 1.5% when base rate was cut by 0.5% Reviewed on: 5th March 2017

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