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Nikki Hunter-Pike

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Review of the RateSetter, Loans:

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Brilliant customer service, easy to set up and exellent interest rates

This year I did a lot of research and finally took the plunge and invested in P2P (Peer To Peer Savings). I decided to use Ratesetter because it works very similary to a traditional savings account and is very user friendly as easy to understand. You can choose from a rolling market where you can withdraw your money at any time or opt for a fixed amount of times for savings. Savings rates started at a whopping 2.9% when i first invested in the rolling market, and if that wasn't enough they had an offer on where if you invest £1000 in the first year and dont withdraw you get a £100 bonus at the end of the year! The custoemr service I have had with them so far as been superb and my account was set up and money was lent out and earning intrest within 1 day. I looked into what would happen if someone failed to pay back my money that has been lent out and they have an amazing safety net scheme which means that the risk of bad debt is spread across all their investors. I'm so pleased i took the plunge and I'm looking forward to maxing my money with them over the next few years! #MaxYourMoney Reviewed on: 31st March 2017

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