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Review of the PayPal, PayPal Credit:

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I use PayPal as my default payment process.

I use PayPal as my default payment process. Have done for 15+ years. In recent times I have appreciate PayPal Credit and PayPal PayIn3 as ways to make credit payments in clear and transparent ways. I just like the portal for seeing how much money I owe, when I'll start paying interest on that money and when I need to finish paying. It's clear and transparent and that's what I need. The credit means I will make payments slightly sooner than I would otherwise, but I am conscious not to credit items I cannot afford. I think PayPal gives a good balance between affordability and freedom to make purchases. Reviewed on: 19th April 2026

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