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Theresa

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Review of the PayPal, PayPal Credit:
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Paypale Credit - Handy for spreading the cost

5
I have found PayPal Credit really handy for spreading the cost of bigger purchases without feeling the hit all at once. It is super easy to use since it is built right into PayPal which makes checkout quick and simple. You do need to stay on top of payments though interest can add up if you do not clear it in time. Overall it is a useful option if you are organised and want a bit more flexibility when shopping online. Reviewed on: 20th April 2026

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