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Review of the PayPal, PayPal Credit:

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Good service on the whole, but charges are expensive

APR could be much lower for my credit rating. Some discrepancies existed for wrongly charged items in the past, and the response was a bit slow. The presence of the credit card however is very good. I requested something like this over a year ago because I knew it existed in the US. Better late than never. Reviewed on: 22nd April 2026

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