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Rob

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Review of the Moneybox app, Lifetime ISA:

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Excellent app - only improvement is on fees

The app is super easy to use and the fact you can message in app and the agent provides answers directly to your questions quickly is massively helpful. Furthermore the deposit schedule is clear. The only item I’d like them to improve is the fee structure. A % of your investment that isn’t capped really hits very hard and can harm investment returns greatly. An approach similar to vanguard where the fee is capped would be perfect and make so much more sense. Reviewed on: 22nd April 2026

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