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Review of the Clockwise Credit Union, Personal loans:

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Is convenience worth the cost?

I had a positive experience when I was stuck in a bad situation, clockwise was a last stop to try and consolidate debt. the only negative point was with renewing a loan, you are charged interest on the remainder of balance you add to in effect paying double. Think before topping up- about how much the cost is of convenience and if it is worth it for you. All in all a good experience. Reviewed on: 3rd May 2026

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