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Review of the RAC, Breakdown cover:

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Absolutely shocking service!

Absolutely shocking service!!! Was paying over £30 per month for breakdown cover. Our car broke down once and was recovered to a garage after a 3 and a half hour wait. The problem was found to be a faulty oil pressure switch, so we had this fixed and collected the car. Unfortunately, a few days later the car broke down again for a different reason (nightmare, right?) and of course, this time it was a busy road in Exeter city. My partner (a woman on her own who suffers from Generalised Anxiety Disorder) was panicking and called me and I told her not to panic, we were covered, and to go on the app as before and report the break down. This time, the app rejected her report and gave her a number to call instead. She called the number and was told that because we had broken down within 7 days we had to get the mechanic to email to confirm what work had been completed. The only problem was, the mechanic was not available, was not at work, and we couldn’t get hold of him. We had no choice but to pay for her car to be privately recovered back to a garage and have now fixed the second problem. So, we were paid policy holders but had to pay to have our car recovered. I wrote a complaint and the case handler responded that there was “no record of our second breakdown” presumably because she couldn’t see it on the app. So essentially, despite a 3-minute call to the RAC recorded on her Iphone during which they outlined the reasons they wouldn’t come out, and this being evident on her call log and presumably on their system, my partner is a liar and must have imagined the whole thing? They refused to refund the money I had paid for private recovery so understandlably, I chose to cancel my membership moving forward. Fast forward a few days and the RAC have written me a threatening letter saying they have been unable to take a new payment (naturally I cancelled my direct debit) and have threatened me with referals to credit agencies if I don’t pay THEM a cancellation charge of £130!!! I have called several times only to be told my “case handler” will “get back to me” via email. She hasn’t. The letter says if I don’t hand them £130 by 26/05/26 for a cancellation fee I am at risk of damage to my credit. I have just submitted a second complaint. AVOID THIS COMPANY AT ALL COSTS they will charge you through the nose, fail to recover you and then harass and threaten you when you (understandably) choose to take your custom elsewhere. APPALLING. Reviewed on: 11th May 2026

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