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Review of the Vanquis, Credit builder credit card:

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I got this card to improve my credit score, and it has.

I got this card to improve my credit score, and it has done exactly that. The initial credit limit was low, which actually helped me keep my spending under control. I paid my balance in full every month, and over time, my credit score noticeably improved. The mobile app is straightforward and makes it easy to track spending and set up direct debits. The interest rate is very high, but as long as you pay it off monthly, it is an excellent stepping stone to better financial options. Reviewed on: 20th May 2026

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