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Holly Pembleton-Bowles

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Review of the PayPal, PayPal Credit:

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I’m happy that it protects my payments

I’m happy that it protects my payments, and I really love the Pay in 3 option as things can sometimes take a big chunk of money at once. It has helped me replace things that I couldn’t afford to buy outright. The credit card is okay too, although it’s very easy to keep using it and then suddenly realise the balance has become quite high. Because of that, I’m paying it off monthly and hoping to avoid any interest charges, as I’d prefer to keep the balance at zero and only use it if I ever need it for an emergency. Overall though, I’m very happy with PayPal. Reviewed on: 4th June 2026

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