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Keith J

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Review of the PayPal, PayPal Credit:

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PayPal credit. What a blessing

Complete control of payment options for PayPal credit. Great earning point rewards along the way whilst spending. Love having physical card access as well as digital card; opening up to not only website spend but also the my local high street shops and even pay my car insurance yearly and those pesky utilities bills which as we all know love to make you pay interest for not paying upfront. This is a thing of the past with a great experience having instant 4 months interest free on those expensive items and services over 99 pounds without the routine of constant credit checks and paperwork and the amount of time it would take along the way and not having to pay additional fees and interest. I’m just happier of the great experience I have had so far. You can make upfront payments as little or as up to the full balances with control over direct debit amounts and payment dates at a touch through the PayPal app without having to pick up a phone. What a blessing. Reviewed on: 10th June 2026

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