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Paul M

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Review of the PayPal, PayPal Credit:

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10 years of great service

I started using PayPal credit about 10 years ago to build my credit score. I've used pay in 3 regularly, credit regularly and now have a PayPal card. It's the only credit I use regularly as it can be used in most places. It'd be great if they offered a pay in 12 for bigger purchases but tbh I am glad they don't offer this as Itd encourage to spend when I don't quite have the money. App is easy to use and direct debit ensures that I don't miss a payment. Reviewed on: 17th June 2026

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