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Review of the PayPal, PayPal Credit:

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High limits and 4 months interest free is useful

I've had paypal credit since I was 18 and had a large credit limit from the start. This was useful for building my credit and allowed for bigger purchases without exceeding 50% of my available credit. This may be a con if you're less sensible with money. The 4 months interest free on larger purchases has always been nice. Reviewed on: 19th June 2026

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