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Katie

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Review of the PayPal, PayPal Credit:

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Paypal credit has been a financial lifesaver!!

I use Paypal credit frequently to make my purchases online. It has given me the added protection of using Paypal alongside the bonus of borrowing money till I get paid. Having 0% apr for six months in purchases, has enabled me to use the credit to get me out of some difficult times financially, but enabled me to get back on my feet by paying it all back to paypal by the period due. I can pay back in smaller increments or large and have full independence and control over my payments. I like having a bank card for this that i can make physical payments if I need to, alongside the option of using apple pay when necessary. Reviewed on: 21st June 2026

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