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Review of the Clockwise Credit Union, Personal loans:

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Hit and miss

It’s hit and miss because I thought it was not dependent on credit score and more about my money management. I consistently paid and cleared my whole loan and when needing a top up and help I got declined and I couldn’t understand because I’ve had a good relationship with my clockwise loan it was the most manageable and easiest to apply for. Reviewed on: 22nd June 2026

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