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Claire

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Review of the Clockwise Credit Union, Personal loans:

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Clockwise are a helpful, fantastic credit union A***

Clockwise are a helpful, community focused credit union. They help those who cannot get credit through popular channels due to debt or a bad credit score. Customers on benefits can access their low amount personal loans for emergency expenses, or just for a treat or a family holiday. The registration service is done in person at their office, phoning the DWP there to get proof of benefit income. The customer must have their benefits paid to Clockwise each payment day so their loan amount can be deducted, but this doesn’t affect the payment coming through into their bank account, it will just take a few hours more. Their online service is easy to use as well, as once registered loan application can be done online quickly. I have used Clockwise for many years and would recommend them to anyone. Reviewed on: 26th June 2026

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