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Rob Houghton

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All reviews (2)
Review of the By Miles, Car insurance:
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Driving Insurance Ahead of Its Time

5
This is my second year with ByMiles and it is rate these days for me to stay with the same company twice in a row. Gone are the days of loyalty and discounts for time served. The industry runs on new starts only. Existing customers arenignored. Until, that is, we meet ByMiles. Along comes a fresh perspective for insurance. The concept of pay per mile is nothing new, but the ability for mature drivers like me, who are low mileage users, to actually pay a reasonable insurance rate representative of what mileage we really do, not what some inhuman algorithmic profit making piece of software suggests we do. Pay per kile, rewards for refer a friend, capped daily mileage charge of you do a long distance journey and a lovely app that allows you to enter your favourite and oft travelled places. It even does an engine diagnostic! No more having to pay up to £600 annually for someone who drives less than 5000 miles, has no claims dating back 38 years but the whole industry rapes because of its company car only allowing so many years rules. Let's face it, insurance is pretty much like the spivs of WWII. Fly boys, wide boys, "honest Joes" and out to make a fast quid. Until ByMiles, I didnt trust a single one. It was an annual battle to keep premiums under £500. Premiums even change if your credit history is less than perfect ... how does being in financial difficulty 2 years ago affect your driving risk? Again, only mainstream spivvy dodgy insurance companies can work that out ByMiles is open, upfront and transparent. It should signal the death knell for greedy insurance companies and I hope it does. Vive ByMiles. Best by miles. This is the future. Reviewed on: 9th September 2020
Review of the By Miles, Car insurance:
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Brilliant Yes! Marvellous IntrinsicaLly Excellent Service. By Miles!

5
With insurance costs rocketing higher than any Saturn V rocket could take humanity, rocketing unchecked by any toothless ombudsman and rocketing to the precipice of legalised theft we finally have a company which is as refreshing to the industry as to the motorist. The insurance industry forgets its place: serve the motorist and provide peace of mind. Instead it exploits, extorts and extracts money which people work hard for to insure a motor. Along comes By Miles with a simple yet effective strategy to get the user to pay when using and not when not. How obviously sensible. How obviously popular and how obviously practical! In my 50's I refuse point blank to fork out £500 plus for car insurance. "NO! NO! NO! Not paying that.." with an excellent product from By Miles, I have reduced the insurance bill by 60%. By bringing more people to By Miles, I get rewarded and that further reduces my cost. My younger friends also have reaped the benefits. It is time to stop flexing the motorist and start servicing their needs. By Miles does just that. Long may they continue. Reviewed on: 10th September 2019

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