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Ellie

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Review of the PayPal, PayPal Credit:

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Interest and fees

It’s convenient and easy to use but I had a £50 direct debit paying off some accumulated debt and after interest and fees per month my £50 contribution was decreasing to just short of £30 which makes it quite difficult to clear the debt in a certain period of time. I think this is something to use for smaller debt amount you can pay off instantly when suitable. Reviewed on: 6th July 2026

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