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Pete

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Review of the PayPal, PayPal Credit:

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Pay pal credit ...

If you use it strictly for the interest-free promotional periods and have a rock-solid plan to clear your balance before the four months are up, it works beautifully. However, if you tend to carry a balance month-to-month, the high interest rates mean you should probably look elsewhere. Reviewed on: 7th July 2026

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