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Elle R

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Review of the PayPal, PayPal Credit:

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PayPal credit over a credit card anyday

I use PayPal for credit, pay in 3 and to receive payments or pay bills. I love PayPal credit as it has helped me book holidays and pay it back monthly without applying for a card with a bank. The app is super easy to use and makes repayments an easy process if not done by direct debit. They are very informative through email which helps you keep track of payments and your balance. Reviewed on: 7th July 2026

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