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Review of the PayPal, PayPal Credit:

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I was always scared of using credit cards and buying...

I was always scared of using credit cards and buying things on credit. However, last year I got a fantastic offer from PayPal credit to split my otherwise £1600 new phone cost into 24 easy 0% APR instalments. It was an absolute no brainier! Why would I spend my savings up front, when I can pay a couple of pounds every month. I’m an absolute convert and will 100% recommend PayPal credit to everyone Reviewed on: 7th July 2026

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